Affluent Borrowers

Ryan Brailsford, Director of Business Development at Pepper Money, says: Being an Affluent Borrower doesn’t always mean that you will get a mortgage from a mainstream lender, even at a low LTV. This is especially the case where the loan size is large and the customer is self-employed, needing to use their latest year’s accounts for affordability. However, at Pepper Money, we take an individual approach to underwriting every case, which means we can consider applications that might be rejected by high street lenders. We’re also very proud of our excellent service levels, which means brokers can be confident we will meet the demands of even the most demanding of situations. This case with Prestige Financial Solutions was a great example of a lender and broker working together to identify a great outcome for the customer.”