Homeowner Loan


Helping customers in an active DMP

As the cost-of-living crisis rumbles on, more households are turning to credit to pay for the things they need. According to the Bank of England, net borrowing of consumer credit by individuals in April was £1.6 billion, split between £0.7 billion of borrowing on credit cards and £0.9 billion of borrowing through other forms of […]

Pepper Money Launches Specialist First Home Mortgages

Pepper Money First Homes

Pepper Money has strengthened its Affordable Home Ownership proposition by becoming the first specialist lender to launch a dedicated proposition to support the First Homes scheme.   The First Homes scheme offers new build properties for a discount of at least 30% on the open market value, and local authorities have the discretion to set deeper […]

Supporting those who work extra hours to support themselves

As the cost-of-living crisis rumbles on, households across the country have been striving for ways to bolster their finances to stay ahead of rising prices. There has been much commentary about people making different choices to cut down on their regular supermarket shop or turning down the heating to reduce energy bills to control their […]

Home Truths: Supporting Hopeful Homeowners with RTB

Taking a first step onto the property ladder has been a significant challenge for Hopeful Homeowners for quite some time now. Today, even though the property market has slowed, the lack of supply of properties coming onto the market is bolstering prices. At the same time, potential first-time buyers must contend with the cost-of-living crisis […]

Pepper Money Enhances Range and Cuts Rates

Pepper Money has enhanced its mortgage range with the launch of new Limited Edition products.  The specialist lender has launched new 65% LTV rates on its popular Pepper 48 and Pepper 48 Light ranges, which now includes the two year fixed, 2 -year, Tracker, 5-fixed and Lifetime Tracker options  The increase range expansion has also […]

Choose your lender carefully for self-employed using one year’s accounts

Mortgage affordability continues to be a hot topic, particularly when it comes to the self-employed. According to data released by Mortgage Broker Tools (MBT) earlier this year, prior to the Mini Budget in September 2022, 28% of mortgage enquiries from self-employed applicants were unable to achieve the loan size requested as they were considered unaffordable. […]


Mortgage Service Levels

Intermediary Mortgages

Working on DIP referrals received on:

4th October

Responding to application portal broker messages on:

4th October

Reviewing applications sent to our underwriters on:

4th October

Working on applications received on:

4th October

Currently reviewing valuations received on:

4th October

Answering calls in less than (average speed):

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