Getting more people into their first homes must be our priority
Pepper Money looks at some of the options for first-time buyers and how we can help brokers with their hopeful homeowner customers
Pepper Money recruits second charge sales director
Pepper Money appoints new director
Pepper Money makes biggest rate reduction this year
Pepper Money launches new limited edition rate for residential products
Helping customers in an active DMP
As the cost-of-living crisis rumbles on, more households are turning to credit to pay for the things they need. According to the Bank of England, net borrowing of consumer credit by individuals in April was £1.6 billion, split between £0.7 billion of borrowing on credit cards and £0.9 billion of borrowing through other forms of […]
Pepper Money Launches Specialist First Home Mortgages
Pepper Money has strengthened its Affordable Home Ownership proposition by becoming the first specialist lender to launch a dedicated proposition to support the First Homes scheme. The First Homes scheme offers new build properties for a discount of at least 30% on the open market value, and local authorities have the discretion to set deeper […]
Supporting those who work extra hours to support themselves
As the cost-of-living crisis rumbles on, households across the country have been striving for ways to bolster their finances to stay ahead of rising prices. There has been much commentary about people making different choices to cut down on their regular supermarket shop or turning down the heating to reduce energy bills to control their […]
Pepper Money reprices range in response to rising swap rates
Pepper Money is repricing its product range in response to significant increases in swap rates in the last week.
Home Truths: Supporting Hopeful Homeowners with RTB
Taking a first step onto the property ladder has been a significant challenge for Hopeful Homeowners for quite some time now. Today, even though the property market has slowed, the lack of supply of properties coming onto the market is bolstering prices. At the same time, potential first-time buyers must contend with the cost-of-living crisis […]
Pepper Money Enhances Range and Cuts Rates
Pepper Money has enhanced its mortgage range with the launch of new Limited Edition products. The specialist lender has launched new 65% LTV rates on its popular Pepper 48 and Pepper 48 Light ranges, which now includes the two year fixed, 2 -year, Tracker, 5-fixed and Lifetime Tracker options The increase range expansion has also […]
Choose your lender carefully for self-employed using one year’s accounts
Mortgage affordability continues to be a hot topic, particularly when it comes to the self-employed. According to data released by Mortgage Broker Tools (MBT) earlier this year, prior to the Mini Budget in September 2022, 28% of mortgage enquiries from self-employed applicants were unable to achieve the loan size requested as they were considered unaffordable. […]
