For each application you submit to Pepper Money, we’ll perform electronic checks on all personal and business details you provide, using Electronic Identification to verify identity.
In some circumstances, we may require additional documentation to validate these details. This isn’t a complete list, but the below may give you an idea of any additional specific items we may need.
We understand brokers deal with several different lenders, all with slightly different requirements, criteria, products and processes. But, we want to make it easier for you!
Packaging a case for a client with adverse credit is not dissimilar to other types of mortgages and making sure you get the basics right can help the application to proceed quickly and easily.
A Debt Management Plan (DMP) is a non-binding agreement between an individual and their creditors to repay debts. It is typically used when a borrower can only afford to pay creditors less than their contractual repayments.