Our criteria

We may be able to help.

Whether your client has a young credit history or has had previous financial difficulties, is a day rate contractor or company director, is investing in their first buy-to-let or is an experienced ltd company landlord, when they need a lender with a broad criteria backed up by a positive lending attitude, we’re here to help.

See if we can help

Residential criteria

Find all our criteria for the Residential and Debt Management Plan range here.

  • Applicant criteria
  • Income criteria
  • Loan criteria
  • Deposit criteria
  • Property criteria
  • Documentation

Buy to Let criteria

Find all you need to know about Buy to Let criteria here.

  • Applicant criteria
  • Income criteria
  • Loan criteria
  • Deposit criteria
  • Property criteria
  • Documentation

Limited Company Buy to Let criteria

Find all you need to know about our Limited Company Buy to Let criteria here.

  • Applicant criteria
  • Income criteria
  • Loan criteria
  • Deposit criteria
  • Property criteria
  • Documentation

Find out how much your client could borrow?

Affordability Calculators

  • Buy to Let calculator
  • Residential calculator
  • More to come...

In just a few minutes you can see how much your client could borrow.

Please note the results are indicative and should be used as a guide only.

What's next?

To discuss a case, or find out more about our products, call our experienced team.

Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

Our office hours are : Monday to Friday, 9am - 5:30pm

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