Thank you for choosing Pepper Money for your mortgage or homeowner loan. We’d love to hear what you think of our service. Your feedback will help us to enhance our service and make the application process easier. If you’ve got a few minutes, please submit a review via Trustpilot.
At Pepper Money, we use financial inclusion as a guiding principle for our business. We strive to improve access to home ownership and secured lending for a diverse range of customers, including self-employed, people who earn irregular incomes, property portfolio landlords, Limited Company, first-time buyers, customers with little on their credit record and people who have a record of missed credit payments.
We manually underwrite all applications, as we always have done. Our human approach allows us to consider and understand the customer’s circumstances beyond their credit score. We don’t use credit scoring as part of our lending decisions. The result is a fairer and often a more generous lending decision