At Pepper Money our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments. However, there are several benefits of choosing Pepper Money for your Residential applications.
We can help you place more Buy to Let customers with competitive rates and fast turnarounds. We don’t credit score and use our human approach to underwriting to receive a fairer result and often more generous lending decision.
If your Landlord is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our lending decisions aren’t solely based on a credit score. Our human approach to underwriting allows us to reach a fairer outcome for a broad range of customers.
We understand that not all people with a less than perfect credit history are still in financial difficulty. Unexpected life events and financial mistakes happen. If you or your client are back on track with finances and able to meet mortgage repayments, we don’t believe past events should stop you from being considered for a mortgage.
Our Residential mortgage criteria is designed to help your customers with unique circumstances who would benefit from a more human underwriting approach. This includes those with complex income, self-employed, young credit history and those who experienced previous financial blips.
Our Buy to Let mortgage criteria is designed to help your landlord customers to increase their investment and to grow their business. This includes those who are first-time landlords, raising capital on a remortgage or purchasing their next property insert content in this paragrph to make it all balance.
Our Limited Company Buy to Let mortgage criteria is designed to help investors expand and leverage their existing portfolio. This includes those who are recently incorporated as an SPV, companies with up to 4 directors and those looking to purchase their next property without stressing their background portfolio.
Our Pepper Money Residential Mortgage calculator will help to give you an indication of how much we could lend your client(s) and it’s super quick and really simple to use.
Our Buy to Let Mortgage Calculator will help to give you an indication of how much we could lend your client(s). What’s more it should take less than a minute to complete.
Our Shared Ownership Mortgage Calculator will help to give you an indication of how much we could lend your client(s). What’s more it should take less than a minute to complete.
Our Help to Buy Mortgage Calculator will help to give you an indication of how much we could lend your client(s). What’s more it should take less than a minute to complete.
There’s a range of support available to our intermediaries, including our experienced team of BDMs, and direct access to a Case Owner that helps make lending decisions.
Stay up-to-date with the latest developments from Pepper Money including company news, opinion from our experts, case studies to bring our products to life, and helpful guides to support you in your next application.
© 2021 Pepper Money Limited. All rights reserved. Pepper Money is a trading name of Pepper Money Limited, a private limited company registered in England and Wales under Company Number 11279253, with its registered office at Harman House, 1 George Street, Uxbridge, London UB8 1QQ. Pepper Money Limited is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 811609. Our VAT registration number is GB 332 3438 26.