Our mortgages
We can help you place more specialist Residential mortgage customers, whether they’re first-time buyers with no credit history, self-employed with one year’s trading history, existing homeowners looking to consolidate their debts and existing customers wishing to stay with Pepper. Our range of specialist mortgages could be the answer.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Available up to 85% LTV including on our Pepper 36 Light range
Unsecured credit never affects product tier
No value limit on CCJs and defaults; no need for them to be satisfied
Interest only up to 60% LTV with no amendments to criteria
One year’s self-employed trading accepted
Earned income accepted to age 75
Looking to find out how much your client could borrow? Our residential calculator has been built with you in mind.
Resources
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.
For Intermediary use only
About Pepper Money
Pepper Money is the brand name used globally by all Pepper Group companies to market consumer finance products. In the UK, Pepper Money offers a range of residential, buy to let, and second charge mortgages to borrowers.
Pepper Money is part of the Pepper Group, a diversified, global financial services business, whose senior management team is some of the most experienced in the UK mortgage industry having built a long-lasting reputation for creating innovative, flexible home loan products and services.
Follow us
UK Mortgage Lending Ltd (UKMLL) t/a Pepper Money is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 710410 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. UKMLL is a member of the Finance and Leasing Association and follows its Lending Code as a provider of second charge regulated mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 08698121.
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