Residential products designed for your clients' situations

If your client has a complex income, a young credit history, accidentally missed a payment, experienced previous financial difficulties or are recently self-employed, we may be able to help. Our products are designed for your clients that fall outside the criteria of major lenders.

To view our products and rates, download our residential guides

CCJs or defaults more than 6 months old? 

We believe a less-than-perfect credit history needn't be the end of the story for clients looking for a mortgage. That's why our lending decisions are based on individual underwriting.

If your client has a CCJ or default from more than 6 months ago, is or has been in a Debt Management Plan, or is self-employed with just one year's trading accounts - give us a call.

 Got a question

To discuss a case, or find out more about our products, call our experienced team on 03333 701 101.

Ready to submit? Log into the application portal to get started, or register if it's your first case with Pepper Money.

Our Telephone BDM Team