Find all our criteria for the Residential and Debt Management Plan range here.
Find all you need to know about Buy to Let criteria here.
Find all you need to know about our Limited Company Buy to Let criteria here.
We help those people who need someone to understand their circumstances.
People’s interesting situations come in all shapes and sizes: self-employment, complex incomes, previous financial difficulties, and young credit histories.
Our criteria is flexible and our products are competitive. The intermediaries who help our customers to find us get support from our experienced team of BDMs and direct access to the team that make the lending decisions.
We provide Residential and Buy to Let mortgages for clients in interesting situations, exclusively through brokers. Clients find us because of the great work of intermediaries who are prepared to tackle more complex cases. We can help with a broad range of cases – they often involve at least one of the following:
To discuss a case, or find out more about our products, call our experienced team.
Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.
Following the announcement of a national lockdown in England from 5th November, there are no changes to valuation services and the ability for our valuers to carry out internal inspections. These will remain subject to a full risk assessment and our valuers will review each instruction based on an individual basis, the customer and the surveyor will make the final call regarding proceeding with the internal inspection.