Residential Mortgages

At Pepper Money our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments. However, there are several benefits of choosing Pepper Money for your Residential applications.

Buy to Let Mortgages

At Pepper Money we can help you place more Buy to Let customers with competitive rates and fast turnarounds. We don’t credit score and use our human approach to underwriting to receive a fairer result and often more generous lending decision.

Ltd Co Buy to Let Mortgages

If your Landlord is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.

Affordable Home Ownership

Second Charge Mortgages


Mortgage Service Levels

Intermediary Mortgages

Working on DIP referrals received on:

28th November

Responding to application portal broker messages on:

28th November

Reviewing applications sent to our underwriters on:

28th November

Working on applications received on:

28th November

Currently reviewing valuations received on:

28th November

Answering calls in less than (average speed):

< 1 Minutes