Residential Mortgage Criteria

Our Residential mortgage criteria is designed to help your customers with unique circumstances who would benefit from a more human underwriting approach. This includes those with complex income, self-employed, young credit history and those who experienced previous financial blips.

Buy to Let Mortgage Criteria

Our Buy to Let mortgage criteria is designed to help your landlord customers to increase their investment and to grow their business. This includes those who are first-time landlords, raising capital on a remortgage or purchasing their next property insert content in this paragrph to make it all balance.

Ltd Co Buy to Let Mortgage Criteria

Our Limited Company Buy to Let mortgage criteria is designed to help investors expand and leverage their existing portfolio. This includes those who are recently incorporated as an SPV, companies with up to 4 directors and those looking to purchase their next property without stressing their background portfolio.

Affordable Home Ownership

Our lending decisions aren’t solely based on a credit score. Our human approach to underwriting allows us to reach a fairer outcome for a broad range of customers.

Information

First Charge Service Levels

Intermediary - First Charge

Working on DIP referrals received on:

27th June

Responding to application portal broker messages on:

27th June

Reviewing applications sent to our underwriters on:

27th June

Working on applications received on:

27th June

Currently reviewing valuations received on:

27th June

Answering calls in less than (average speed):

< 1 Minutes