Leads are the fuel that drive the growth of any mortgage advice business and new leads can be generated in many ways.

The outlook for Buy to Let looks bright. In a recent poll of mortgage advisers carried out by Pepper Money, 69% said they expected to see growth in Buy to Let remortgage business in 2021, while only 35% anticipated a drop-off in mortgage purchase activity following the stamp duty holiday. Mortgage advisers can take some

Service has become a bigger consideration for most Buy to Let mortgage advisers in the last six months, according to research conducted by Pepper Money.

Mortgage advisers expect no decrease in Buy to Let purchases once the Stamp Duty Land Tax holiday ends, according to research by Pepper Money.

Mortgage advisers expect more Buy to Let customers with adverse credit as a result of Covid, according to research by Pepper Money.

Pepper Money Sales Director, Paul Adams, looks at why remortgaging for debt consolidation may be a sensible option for some customers.

Our Sales Director, Paul Adams, outlines four mortgage broker trends to look out for in 2021.

Rising to the challenge and looking to the future for the specialist lending market

It’s safe to say that of all the ‘predictions for 2020’ that were posted in December and January have been a little far off the mark… The year started well for the intermediary market with exceptional growth, which really gave us all optimism for what 2020 may have in store.

Your clients may have more unsecured debt today than they ever had in the past.

Your clients have more unsecured debt than they ever have in the past. Analysis by the TUC earlier this year found that household debt rose sharply in 2019, with average unsecured debt per household rising to £14,540 in the third quarter of 2019, which an increase of £430 on a year earlier.

Is there really any reason why your clients should be worried about having their mortgage application rejected just because they are self-employed? Do some lenders really make it difficult for these applicants to get a mortgage, or remortgage on their existing property?

The number of consumers in England and Wales with County Court Judgements (CCJs) have risen by 63% since 2012 according to the Registry Trust.

The number of CCJs registered against consumers in England and Wales fell in 2018 compared to the previous year. There were, however, still more than 1.1 million CCJs registered last year alone, according to Registry Trust.

The average house price in England has risen by 173% since 1997. This is according to research by the Institute for Fiscal Studies (IFS) which also found that incomes of young adults have also increased, but by just 19%.

Does your client have a less than perfect financial past? There’s good news, they can still get a mortgage.

Accessing credit today has never been easier for borrowers. It is ingrained into our daily lives, whether that’s phone contracts, insurance, spreading the cost of household goods and the list goes on.

There are many reasons why your clients might not fit the criteria of a typical high street lender, and a cash flow crisis is just one of those.

When you apply for a rate promoted by a high street lender, you could end up getting offered something more expensive. This is usually the case when a client doesn’t meet the required credit score for a cheaper product.

A report by debt charity and Debt Management Plan (DMP) provider, StepChange, stated that 635,091 new clients contacted them for help with debt between January and December 2019.