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It’s safe to say that of all the ‘predictions for 2020’ that were posted in December and January have been a little far off the mark… The year started well for the intermediary market with exceptional growth, which really gave us all optimism for what 2020 may have in store.
Your clients have more unsecured debt than they ever have in the past. Analysis by the TUC earlier this year found that household debt rose sharply in 2019, with average unsecured debt per household rising to £14,540 in the third quarter of 2019, which an increase of £430 on a year earlier.
Is there really any reason why your clients should be worried about having their mortgage application rejected just because they are self-employed? Do some lenders really make it difficult for these applicants to get a mortgage, or remortgage on their existing property?
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