News
Latest news from Pepper Money
Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.


Should you advise customers to pay ERCs to remortgage sooner?
Ryan Brailsford looks at whether brokers should advise customers to pay ERCs to remortgage sooner.


What is a secured debt consolidation loan?
In this article, we outline what secured debt consolidations are and how the application process works when going direct to a lender.


5 Exciting Uses for a Large Home Improvement Loan
A large home improvement loan could help you create your dream home while increasing its value.


Pepper Money launches EPC initiative
Pepper Money is offering customers a free energy efficiency survey, EPC certificate, and tailored action plan.


Pepper Money Completes Largest Securitisation To Date
Pepper Money has closed, its largest Residential Mortgage-Backed Securitisation (RMBS) to date, Polaris 2022-1, backed by £450m of mortgage loans


Our integration FAQs
Rest assured that this integration will not impact the way we manage applications or the service our customers and brokers have come to expect, further information on how this change may impact you can be found below:


Pepper Money launches second charge mortgages
Pepper Money today launches its second charge mortgage proposition following the completion of its integration with Optimum Credit. Under the integration, the Optimum Credit


Looking back on 2021
Pepper Money’s Sales Director, Paul Adams, looks back on a successful year for Pepper Money


How brokers can help mortgage customers feeling the pinch of inflation
Ryan Brailsford looks at the rise in inflation and what this means for customers wanting to take out a mortgage


Digital is becoming more crucial than ever in the mortgage industry
Whilst the importance of digital technology is increasing in the mortgage industry, we mustn’t forget that human interaction and face-to-face contact remains vital.