Welcome to Pepper Money

Specialist mortgages because life happens

Bad credit, complex income, financial blips – it can happen to anyone. To see if you can get a mortgage or remortgage with Pepper Money, contact an Independent Financial Adviser (IFA).

At Pepper Money, it’s our mission to help people succeed. We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders.

We understand that not all people with a less than perfect credit history are still in financial difficulty. Unexpected life events and financial mistakes happen. If you’re back on track with your finances and able to meet your mortgage repayments, we don’t believe past events should stop you from being considered for a mortgage.

That’s why we have a dedicated team that look at each mortgage application on its own merits.

To see if you'll be considered for a mortgage or remortgage with us, contact an Independent Financial Adviser by visiting unbiased.co.uk.

Useful information

Alt - Our mortgage products
Alt - Frequently asked questions

Frequently asked questions

Whether you've already got a mortgage with us or are just starting to think about getting a mortgage, find answers to common questions.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Find an Independent Financial Adviser (IFA)

Our products are only available through mortgage advisers. To find an Independent Financial Adviser (IFA) near you, visit unbiased.co.uk