Broker Onboarding

Pepper Money As part of our plan to deliver a better experience for brokers using us for the first time, we have mapped out the key actions in our process. We have introduced a refined process flow on our revamped website, which offers brokers useful tips and information on submitting business. 1 Broker Registration The […]

Adverse Credit Study

Knowledge is power Financial matters play a significant role in everyone’s lives, and, for most people, a mortgage is the largest financial commitment they will ever make. So, as a mortgage lender, it is important that we take the time to better understand our customers, their attitudes and behaviour. The latest edition of the study, […]

Intermediary Checklist

Insights For each application you submit to Pepper Money, we’ll perform electronic checks on all personal and business details you provide, using Electronic Identification to verify identity. In some circumstances, we may require additional documentation to validate these details. This isn’t a complete list, but the below may give you an idea of any additional […]

Solicitor Panel

Mortgage service levels become bigger consideration for buy to let mortgage advisors - Pepper Money

We make specialist mortgage cases easier For our mortgages your customer can choose from the three options below: Option 1: Joint representation Your customer can choose a member from our approved solicitor panel – this is usually the cheapest option for the customer. Use part of the Solicitor Name or Address to locate a Pepper […]

Residential Mortgage Criteria

Mortgage Criteria Residential Mortgage Criteria Our Residential mortgage criteria is designed to help your customers with unique circumstances who would benefit from a more human underwriting approach. This includes those with complex income, self-employed, young credit history, and those who have experienced previous financial blips.  Table of Contents Applicant criteria Applicant details Minimum age: 21 […]