Richard Pugh

Richard has more than 16 years’ experience working in financial services, having previously worked as a mortgage consultant for Nationwide, providing advice on mortgage and insurance solutions for families.

Caroline Mirakian

Caroline Mirakian Head of National Accounts at Pepper Money

With nearly 20 years’ experience, Caroline is our Seconds Sales Director. She is responsible for our external Sales team as well as looking after all of our Broker Relationships.

Paul Adams

Paul Adams Sales Director at Pepper Money

Paul works closely with brokers to find out about their concerns, feedback, and how we could help. This helps shape the changes we make to ensure we provide the most suitable products and criteria for your clients.

Ryan Brailsford

Ryan Brailsford Head of Sales at Pepper Money

With over 15 years experience, Ryan has built up an enviable reputation in business development and sales strategy, now leading a team of field-based sales managers to support the growth of Pepper Money.

Tom Whitney

Tom has over 15 years’ experience in the specialist lending industry working with brokers and lenders to provide superior customer outcomes. He’s held roles in sales, business development, operations and relationship management.

Matthew Batte

Matthew Batte Pepper Money

Matthew has extensive experience in the seconds market and is committed to helping support our broker partners with their business growth.

Brad Rhodes

Brad has over 10 years experience in Finance allowing him to support brokers with the best support for the specialist cases. Get in touch with Brad to find out how he can help you.

Max Hill

With over 10 years industry experience, having worked as a broker and BDM, Max is well placed to provide brokers with the support they need to place specialist cases.

Paul Drinkwater

With 30 years’ experience in the industry. He loves growing relationships with brokers and enabling them to help their customers find a solution to their mortgage needs.

Steve Mannakee

An ex-broker with over 20 years’ experience in financial services, he thrives on giving the best level of help and support to brokers. He truly believes in the Pepper Money approach.