Pepper18 DMP

Product Details
Initial Rate 7.39%
LTV 80%
Incentive Free Legals
Free Valuation No
Rate Term 5 Years
Rate Type Fixed
Comp Fee £1495
Reversion Rate 4.45%
Product Code RD50772
ERC 4%,4%,3%,3%,2%

Application fee = £150
*For Free Valuation products: One free standard valuation for properties valued up to £500,000.

All standard Residential Remortgages come with either £350 Cashback or Free Legals as standard

Credit Criteria
CCJs: 0 registered in 18 months
Default: 0 registered in 18 months
CCJ/Default Value: No limit
Secured Missed Payments: 0 in 18 months (No arrears balance in last 6 months)
Bankruptcy/IVA: Discharged > 6 years ago
Reposessions: None in last 6 years
Debt Management Plan:

For active DMPs or those satisfied in the last 12 months; see selected products in our Residential range.

The following criteria applies:

  • Must have been active for a minimum of 12 months
  • Must be able to provide proof of satisfactory payments from DMP provider
  • If active, doesn't have to be repaid at completion
  • For remortgages, capital raising can be considered to clear the DMP
  • No more than 1 active DMP per application

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.