We are aware of scams involving individuals being offered loans for an advanced upfront fee. With the fraudster posing as a representative of a financial services organisation. At Pepper Money we do not charge any fees before the application stage. We would not approach you directly in this way. Your broker will be able to tell you what fees and charges the product you’re applying for has, and when they will be charged. If you think you have been a victim of such a scam, please contact your bank immediately and report it to action fraud.
Thinking about leaving some feedback for Pepper Money to help us understand how we’re getting on? Here’s how you can give us your views.
Thank you for choosing Pepper Money for your mortgage or homeowner loan. We’d love to hear what you think of our service. Your feedback will help us to enhance our service and make the application process easier. If you’ve got a few minutes, please submit a review via Trustpilot.
At Pepper Money, we use financial inclusion as a guiding principle for our business. We strive to improve access to home ownership and secured lending for a diverse range of customers, including self-employed, people who earn irregular incomes, property portfolio landlords, Limited Company, first-time buyers, customers with little on their credit record and people who have a record of missed credit payments.
We manually underwrite all applications, as we always have done. Our human approach allows us to consider and understand the customer’s circumstances beyond their credit score. We don’t use credit scoring as part of our lending decisions. The result is a fairer and often a more generous lending decision