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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

Blog

What is a retirement interest-only (RIO) mortgage?

Understand how retirement interest-only mortgages work, who they’re for, and how they can help older borrowers manage finances.

August 20, 2026

Blog

What’s a holiday let mortgage?

Learn what a holiday let mortgage is, how it differs from buy to let, and what lenders require for short-term rental properties

August 20, 2026

Blog

When is a bridging loan better than a mortgage or remortgage?

Discover when a bridging loan may be a better option than a mortgage or remortgage, and how it can support time-sensitive property deals.

August 20, 2026

Blog

The cost of being a landlord

Understand the true cost of being a landlord, from upfront fees to ongoing expenses, and how to budget for a profitable rental portfolio.

August 6, 2026

Blog

SPV buy to let mortgages explained for limited company landlords

Discover how SPV buy to let mortgages work, why landlords use limited companies, and what lenders look for in SPV applications.

August 6, 2026

Blog

Shared ownership staircasing explained

Learn how shared ownership staircasing works, the costs involved, and how to increase your share in a property step by step.

August 6, 2026

Blog

Renters’ Rights Act: changes for private tenants

Explore the latest Renters’ Rights Act changes and what they mean for private tenants, landlords, and the future of rental agreements.

August 5, 2026

Blog

Is a guarantor mortgage suitable for first-time buyers?

Explore how guarantor mortgages work and whether they’re a good option for first-time buyers struggling to meet standard criteria.

August 5, 2026

Blog

Portfolio landlord mortgages: HMOs, MUFBs and specialist buy to let

Explore mortgage options for portfolio landlords, including HMOs, MUFBs and specialist buy to let solutions for complex portfolios.

August 5, 2026

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