Homeowner Loan

Pepper money

Hopeful Homeowners

Ambitious young individuals and couples are understandably keen to get out of renting. They might not realise that a small credit mishap in the past – something as simple as a missed mobile phone payment – could have a dramatic impact on them getting a mortgage with a high street lender.


Let’s help them make their first step

We’re here to help you help your customers find the right path for them – with a range of products to help them into their first home.

Who are Hopeful Homeowners

Lending Criteria


Our customers think we are Excellent

with more than 800 customer reviews

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.


Mortgage Service Levels

Intermediary Mortgages

Working on DIP referrals received on:

21st September

Responding to application portal broker messages on:

21st September

Reviewing applications sent to our underwriters on:

21st September

Working on applications received on:

21st September

Currently reviewing valuations received on:

21st September

Answering calls in less than (average speed):

< 1 minute(s)