About us
Pepper Money is an award-winning UK specialist mortgage lender
Based in Cardiff, London, and Manchester, Pepper Money offer a range of first charge and second charge mortgages to customers who are often overlooked by high street lenders.
We are part of the global Pepper Group with our head office being in Sydney, Australia. The Group operates various businesses in Europe, Asia, and the Pacific regions, with over 1,000 employees worldwide. In 2017 it was acquired by leading global investment firm KKR & Co Incorporated.
Award winning service
Our aim is to provide outstanding service to our customer’s and broker partners. We’re delighted when this commitment is recognised with an industry award.
Our story so far
Our Offices
Cardiff
4 Capital Quarter
Tyndall Street
Cardiff
CF10 4BZ
London
1st Floor
42 Berners Street
London
W1T 3ND
Manchester
4th Floor
Arkwright House
Parsonage Gardens
Manchester
M3 2LF
Careers at Pepper Money
At Pepper Money, everything we do is to help people succeed, from our employees to our customers. If you’re looking for a new and exciting career opportunity or want to kick start your career in a fast-paced environment, Pepper Money is the place for you!
Gender Pay Gap
The Gender Pay Gap reporting gives a snapshot of the gender balance within an organisation regardless of their role or seniority. The gender pay gap shows the gap between the mean and median earnings of females and males and the bonus pay gap shows the gap between the mean and median bonus paid to females and males.
Latest news
News
Supporting those who work extra hours to support themselves
How by taking an individual approach to every application, we consider a customer’s full income to help them achieve the mortgage they deserve.
Read more »
News Pepper Money reprices range in response to rising swap rates
Pepper Money is repricing its product range in response to significant increases in swap rates in the last week.
Read more »
News Home Truths: Supporting Hopeful Homeowners with RTB
How our Affordable Home Ownership proposition helps hopeful homeowners onto the property ladder.
Read more »
News 
News Choose your lender carefully for self-employed using one year’s accounts
Mortgage affordability continues to be a hot topic, particularly when it comes to the self-employed.
Read more »
News Brokers positive about business volumes in the next 12 months
Check out our research on the the mortgage market.
Read more »
News Rising consumer credit commitments can be tackled by Debt Consolidation
Read how for some customers debt consolidation can provide a way of cutting the cost of their borrowing.
Read more »
News More than 2 Million Potential Customers for Right to Buy
Find out more about our Right to Buy survey conducted with YouGov.
Read more »
News Pepper Money Launches Right to Buy Mortgage Range
Find out more about our latest Affordable Home Ownership proposition – Right to Buy
Read more »