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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

How much does an extension add to house value

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How much does an extension add to house value?

Thinking of extending your home? Learn how much value an extension could add and how it may affect your remortgage options.

March 11, 2026

Can I get a mortgage in my probation period

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Can I get a mortgage in my probation period?

Can you get a mortgage while in your probation period? Discover how specialist lenders assess employment status and income stability.

March 11, 2026

buy to let ownership through limited company or personal

Blog

Buy-to-let ownership through limited company or personal: Pros and cons

Considering buy-to-let through a limited company or personally? Explore the pros, cons and mortgage implications for landlords.

March 11, 2026

What is interest coverage ratio

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What is interest coverage ratio?

Learn what interest coverage ratio (ICR) means, how lenders calculate it, and why it’s crucial for buy-to-let mortgage affordability.

March 4, 2026

When will the renters rights bill become law

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When will the renters rights bill become law?

Find out when the Renters’ Rights Bill is expected to become law and what it could mean for landlords, tenants and buy-to-let investors.

March 4, 2026

Can you get a mortgage without house insurance

Blog

Can you get a mortgage without house insurance?

Do you need buildings insurance to get a mortgage? Learn lender requirements and when insurance must be in place before completion.

February 24, 2026

How long do solicitor searches take

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How long do solicitor searches take?

Find out how long solicitor searches usually take, what can delay them, and how to keep your property purchase moving smoothly.

February 24, 2026

does changing jobs after mortgage approval impact your offer

Blog

Does changing jobs after mortgage approval impact your offer?

Changing jobs after mortgage approval? Find out how it can affect your mortgage offer and when specialist lenders may still say yes.

February 17, 2026

how do interest only mortgage loans work

Blog

How do interest-only mortgage loans work?

Learn how interest only mortgages work, who they’re suitable for, and how specialist lenders assess repayment strategies and affordability.

February 17, 2026

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