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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

What is interest coverage ratio

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What is interest coverage ratio?

Learn what interest coverage ratio (ICR) means, how lenders calculate it, and why it’s crucial for buy-to-let mortgage affordability.

March 4, 2026

When will the renters rights bill become law

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When will the renters rights bill become law?

Find out when the Renters’ Rights Bill is expected to become law and what it could mean for landlords, tenants and buy-to-let investors.

March 4, 2026

Can you get a mortgage without house insurance

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Can you get a mortgage without house insurance?

Do you need buildings insurance to get a mortgage? Learn lender requirements and when insurance must be in place before completion.

February 24, 2026

How long do solicitor searches take

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How long do solicitor searches take?

Find out how long solicitor searches usually take, what can delay them, and how to keep your property purchase moving smoothly.

February 24, 2026

does changing jobs after mortgage approval impact your offer

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Does changing jobs after mortgage approval impact your offer?

Changing jobs after mortgage approval? Find out how it can affect your mortgage offer and when specialist lenders may still say yes.

February 17, 2026

how do interest only mortgage loans work

Blog

How do interest-only mortgage loans work?

Learn how interest only mortgages work, who they’re suitable for, and how specialist lenders assess repayment strategies and affordability.

February 17, 2026

The Planning Permission Postcode Lottery

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The Planning Permission Postcode Lottery

The UK’s Planning Approval Divide Revealed

February 3, 2026

Can you switch mortgage lenders

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Can you switch mortgage lenders?

Thinking of switching mortgage lenders? Discover when it makes sense, how the process works, and potential savings you could unlock.

December 2, 2025

What happens at the end of an interest-only mortgage

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What happens at the end of an interest-only mortgage?

Find out what options you have when your interest-only mortgage ends and how to avoid financial pitfalls at the finish line.

December 2, 2025

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