Customer Mortgages

We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders


Our range of Customer Mortgages

Residential Mortgages

Whether you’re a first time buyer or a homeowner looking to move, Pepper Money could help you.

First Homes Mortgages

First Homes is a government scheme that provides Hopeful Homeowners the option to purchase a new build home.

Right to Buy Mortgages

We understand real-life happens and blips should not prevent ambitious Hopeful Homeowners from buying a home.

Help to Buy Mortgages

Our Help to Buy mortgages can help you buy your first property with just a 5% deposit.

Shared Ownership Mortgages

If you’re looking to purchase a Shared Ownership property Pepper Money could help you.

Currently have a mortgage or loan with us?

If you already have a homeowner loan or mortgage with us, and have any questions about your account, let us know.

Find a Mortgage Broker

Our products are only available through mortgage advisors. Find a mortgage broker that we recommend today.