Homeowner loans

A fast, simple and secure Homeowner loan from Pepper Money

You can borrow more with a Pepper Money homeowner loan

A homeowner loan is a form of borrowing only available to mortgage holders and is secured against your property without affecting your current mortgage. 

As the loan is secured, you can typically borrow more with a lower rate than a personal loan, depending on the equity you have in your property. This does mean that if you were unable to maintain your loan repayments, you may lose your property.

If you’re looking to raise a large amount of finance, a homeowner loan could be the best option for you.

Why choose Pepper Money for a homeowner loan?

Borrow more: get a homeowner loan from £5,000 to £1,000,000.

Expert advice: We work with trusted broker partners who can recommend a product for your circumstances.

Why choose Pepper Money for a homeowner loan?

Products to suit your needs: we offer a range of fixed, discounted, and variable rate products. The rate we offer you will depend on your circumstances.

Give yourself longer to repay: we offer repayment options between 3 to 30 years.

Why choose Pepper Money for a homeowner loan?

Penalty free overpayments: we offer flexible overpayment options without penalty, which allow you to reduce the term of your loan, or reduce your monthly repayments – putting you in control.

Unlock the equity in your home: you may be able to borrow up to 100% of the equity in your home.

What could homeowner loan be used for?

Home improvements, including extensions and renovations

Consolidate your personal loans, credit cards and overdrafts into one manageable payment.

Create space in your home  for your growing family or give your children a headstart with private education.

Try our loan calculator or find a broker

Use our loan calculator to get an idea of how much you may be able to borrow. Or find a broker who can talk you through your options and give you their recommendation.


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