Homeowner Loan

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Glossary Index

Mortgage terminology can be tricky to understand. Our mortgage glossary explains key terms and acronym’s that Pepper Money and other lenders use.

Loan To Value (LTV)

Loan To Value (LTV)

Loan To Value (LTV)

A percentage that shows the value of the mortgage compared to the value of the property. For example if a property value is £100,000 and you have a £20,000 deposit, you’ll need to borrow £80,000, your LTV will be 80%.

Information

Mortgage Service Levels

Intermediary Mortgages

Working on DIP referrals received on:

21st September

Responding to application portal broker messages on:

21st September

Reviewing applications sent to our underwriters on:

21st September

Working on applications received on:

21st September

Currently reviewing valuations received on:

21st September

Answering calls in less than (average speed):

< 1 minute(s)