Homeowner loans
- Homeowner loans
Pepper Money is a leading second charge mortgage provider for homeowners in England, Wales and Scotland. Our aim is to provide you with a homeowner loan that meets your individual and personal circumstances.
- Calculators
With our homeowner loan calculator, you can find out what your repayments might look like each month, and how much you could end up paying.
- Frequently asked questions
We have the answers we often get asked by potential applicants, if you’re in the process of applying for a loan, or you have a loan with us, we have all you need to know.
- Useful Pages
Mortgages
- Mortgages
At Pepper Money, we understand that not everyone has a perfect credit history or receives income, in the same way, each month. We understand that unexpected life events and financial mistakes happen.
- Affordable Home Ownership
Our lending decisions aren’t solely based on a credit score. Our human approach to underwriting allows us to reach a fairer outcome for a broad range of customers.
- Frequently asked questions
We have the answers we often get asked by potential applicants, if you’re in the process of applying for a mortgage, or you have a mortgage with us, we have all you need to know.
- Useful Pages
First Charge
Second Charge
- Customers
Life can be complex, and the needs of your customers can be too. As a specialist mortgage lender, we’re here for you, to help them succeed.
- Products
We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders.
- Criteria
Our mortgage criteria is designed to help your customers with unique circumstances who would benefit from a more human underwriting approach.
- Calculators
Our mortgage calculators will help to give you an indication of how much we could lend your customers and it’s super quick and really simple to use.
- Resources
Find all the material you need for your next specialist Residential, Affordable Home Ownership or Buy to Let Mortgage application.
- Second Charge Mortgages
Our dedicated team work with a range of approved specialist partners to offer second charge mortgages to customers.