What do you get from Pepper Money?

Simply presented and completely transparent, our mortgage range is easy to understand and match to your clients’ individual needs.

We don’t use credit scoring or tick box forms. Our more human approach to underwriting means people make decisions about people.

We aim to make doing business with us as straightforward as possible. That means direct access to your named underwriter, clear, timely communication and best-in-class support.

Working exclusively with brokers and intermediaries, and on cases that don’t find a fit with high street lenders.

Our latest service levels

Read our reviews

Based on 62 reviews.
Jake Coners
Jake Coners
2021-03-03
As a whole of market mortgage advisor, I may not always deal with the simplest of cases. However Pepper Money make the whole mortgage process a lot easier for me and my clients. They definitely specialise in complex cases and have helped many of my clients achieve their dream of getting a mortgage. Also I would like to give a special mention to Paul Drinkwater, who is always on hand to answer any questions or concerns I have.
Megan
Megan
2021-03-03
Extremely happy with the service and all the help from Steve Mannakee. Offered in 16 days which is extremely good given the current market and the client was very happy
Merrem Jones
Merrem Jones
2021-03-02
Awesome service. Rachel really helped me with a clients mortgage which was extremely tricky. I cannot thank her enough. Well done Pepper Money for having someone like Rachel on your team.
JDS Financial Solutions
JDS Financial Solutions
2021-03-02
A refreshing change from Pepper since I last used them, good turnaround time and a positive outlook from the start. Felt that they wanted to lend and didn't require as much paperwork. Good effort
Umbrella Finance and Protectio
Umbrella Finance and Protectio
2021-03-01
We were extremely impressed with how quick we got this to offer - 9 days!!! We had a dedicated case manager. Steve Mannakee our BDM is always very helpful and his emails are always informative and unique. Well done Pepper Money.
Lewis Charles Richardson
Lewis Charles Richardson
2021-03-01
Very Good Adverse Lender especially for capital raising on remortgages. Paul Drinkwater BDM is always on hand to discuss cases and talk about specific clients credit history which goes a long way!
Isil Varli Taskin
Isil Varli Taskin
2021-02-26
Pepper, thank you to all the staff fantastic service so grateful for the offer. Quick and professional service. They said three days and on the third day we got our reply. I can with confidence recommend your service's to anyone who needs an loan...
David Sheppard
David Sheppard
2021-02-26
As a broker, the service of a lender and the ability to listen and overcome issues is paramount. On my latest case, both Pepper and Steve Mannakee provided excellent service. The case was not an easy one especially with the current economic situation with Covid but these were all considered and the case offered. We even had some last minute problems but again, these were dealt with promptly and with little fuss. A lot of lenders would do well to look at this and realise that good service is more likely to see repeat business.
Linda R
Linda R
2021-02-26
As a broker of almost 20 years, I have used Pepper for the first time on a case that was almost impossible to place due to some missed payments. I have been SO impressed with the handling of this case. Almost 1 week in 95% of all underwriting complete and a valuation instructed. It almost made me feel like I was back in the early 2000 years when lending and lenders were simple! Keep it up Pepper Money! JMS Financial Services

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Our Tool Kit

Find the right Pepper Money mortgage (including DMP) for your client.

All the information you need to package a case with us

It should only take you a few minutes to find out how much your client could borrow with us. Please note the results are indicative and should be used as a guide only.

Forms, product guides, and other useful documents.

Got a question about working with us at Pepper Money? Start here.

View our solicitor panel and details about our free legals remortgage.

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