Our latest blog posts from Pepper Money

Thinking of extending your home? Learn how much value an extension could add and how it may affect your remortgage options.

Can you get a mortgage while in your probation period? Discover how specialist lenders assess employment status and income stability.

Considering buy-to-let through a limited company or personally? Explore the pros, cons and mortgage implications for landlords.

Learn what interest coverage ratio (ICR) means, how lenders calculate it, and why it’s crucial for buy-to-let mortgage affordability.

Find out when the Renters’ Rights Bill is expected to become law and what it could mean for landlords, tenants and buy-to-let investors.

Do you need buildings insurance to get a mortgage? Learn lender requirements and when insurance must be in place before completion.

Find out how long solicitor searches usually take, what can delay them, and how to keep your property purchase moving smoothly.

Changing jobs after mortgage approval? Find out how it can affect your mortgage offer and when specialist lenders may still say yes.

Learn how interest only mortgages work, who they’re suitable for, and how specialist lenders assess repayment strategies and affordability.