Blog
Our latest blog posts from Pepper Money
Complex income mortgages: overtime, bonus, commission and second jobs
See how lenders assess complex income like overtime, bonuses and second jobs, and how to improve your chances of mortgage approval.
Do missed payments affect mortgage applications?
Learn how missed payments, arrears and defaults impact your mortgage chances, and what lenders consider when assessing risk.
HMO rules for landlords
Stay compliant with HMO rules by understanding licensing, safety standards, and legal responsibilities for landlords.
Beyond the credit score: creating opportunities for aspiring homeowners
Millions of people have experienced adverse credit, but that doesn’t mean homeownership is out of reach. See how Pepper looks at the full picture.
HMO rules for landlords
Stay compliant with HMO rules by understanding licensing, safety standards, and legal responsibilities for landlords.
Beyond the credit score: creating opportunities for aspiring homeowners
Millions of people have experienced adverse credit, but that doesn’t mean homeownership is out of reach. See how Pepper looks at the full picture.
Interest-only mortgages: helping customers stay in the home they love for longer
Staying in the family home for longer may be more achievable than customers think. Explore how Pepper’s flexible approach to interest-only mortgages could help.
Buying a first home with a 5% deposit in 2026
Learn how to buy your first home with a 5% deposit in 2026, including schemes, lender requirements, and affordability tips.
Can you get a mortgage with one year’s accounts?
Find out if you can secure a mortgage with just one year’s accounts, including lender criteria and tips for self-employed applicants.