Our latest blog posts from Pepper Money

Explore how guarantor mortgages work and whether they’re a good option for first-time buyers struggling to meet standard criteria.

Explore mortgage options for portfolio landlords, including HMOs, MUFBs and specialist buy to let solutions for complex portfolios.

Explore the latest Renters’ Rights Act changes and what they mean for private tenants, landlords, and the future of rental agreements.

See how lenders assess complex income like overtime, bonuses and second jobs, and how to improve your chances of mortgage approval.

Learn how missed payments, arrears and defaults impact your mortgage chances, and what lenders consider when assessing risk.

Stay compliant with HMO rules by understanding licensing, safety standards, and legal responsibilities for landlords.

Millions of people have experienced adverse credit, but that doesn’t mean homeownership is out of reach. See how Pepper looks at the full picture.

Staying in the family home for longer may be more achievable than customers think. Explore how Pepper’s flexible approach to interest-only mortgages could help.

Learn how to buy your first home with a 5% deposit in 2026, including schemes, lender requirements, and affordability tips.