| Product Details | |
|---|---|
| Initial Rate | 6.44% |
| LTV | 80% |
| Incentive | Free Legals |
| Free Valuation | Yes |
| Rate Term | 2 Years |
| Rate Type | Fixed |
| Comp Fee | £795 |
| Reversion Rate | 4.15% |
| Product Code | R24734 |
| ERC | 3%,2% |
Application fee = £150
*For Free Valuation products: One free standard valuation for properties valued up to £500,000.
All standard Residential Remortgages come with either £350 Cashback or Free Legals as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Reposessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |