The Pepper Money Blog
Our latest blog posts from Pepper Money
Blog
The cost of being a landlord
Understand the true cost of being a landlord, from upfront fees to ongoing expenses, and how to budget for a profitable rental portfolio.
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BlogShared ownership staircasing explained
Learn how shared ownership staircasing works, the costs involved, and how to increase your share in a property step by step.
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BlogIs a guarantor mortgage suitable for first-time buyers?
Explore how guarantor mortgages work and whether they’re a good option for first-time buyers struggling to meet standard criteria.
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BlogPortfolio landlord mortgages: HMOs, MUFBs and specialist buy to let
Explore mortgage options for portfolio landlords, including HMOs, MUFBs and specialist buy to let solutions for complex portfolios.
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BlogRenters’ Rights Act: changes for private tenants
Explore the latest Renters’ Rights Act changes and what they mean for private tenants, landlords, and the future of rental agreements.
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BlogComplex income mortgages: overtime, bonus, commission and second jobs
See how lenders assess complex income like overtime, bonuses and second jobs, and how to improve your chances of mortgage approval.
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BlogDo missed payments affect mortgage applications?
Learn how missed payments, arrears and defaults impact your mortgage chances, and what lenders consider when assessing risk.
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BlogHMO rules for landlords
Stay compliant with HMO rules by understanding licensing, safety standards, and legal responsibilities for landlords.
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BlogBeyond the credit score: creating opportunities for aspiring homeowners
Millions of people have experienced adverse credit, but that doesn’t mean homeownership is out of reach. See how Pepper looks at the full picture.
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