The Pepper Money Blog
Our latest blog posts from Pepper Money
Remortgaging to raise capital and release equity
Unlock the value in your home by understanding how remortgaging to release equity works and how you can raise capital for home improvements or consolidation.
Read more »How do interest only mortgages work?
Learn how interest only mortgages work, including the rules for residential and buy to let. Learn about repayment plans and extending your term today.
Read more »Can I get a mortgage in my probation period?
Starting a new role shouldn’t stop you from buying a home. Learn how to get a mortgage in a probation period and what documents you need to apply today.
Read more »How much does an extension add to house value?
Thinking of extending your home? Learn how much value an extension could add and how it may affect your remortgage options.
Read more »Can I get a mortgage in my probation period?
Can you get a mortgage while in your probation period? Discover how specialist lenders assess employment status and income stability.
Read more »Buy-to-let ownership through limited company or personal: Pros and cons
Considering buy-to-let through a limited company or personally? Explore the pros, cons and mortgage implications for landlords.
Read more »What is interest coverage ratio?
Learn what interest coverage ratio (ICR) means, how lenders calculate it, and why it’s crucial for buy-to-let mortgage affordability.
Read more »When will the renters rights bill become law?
Find out when the Renters’ Rights Bill is expected to become law and what it could mean for landlords, tenants and buy-to-let investors.
Read more »Can you get a mortgage without house insurance?
Do you need buildings insurance to get a mortgage? Learn lender requirements and when insurance must be in place before completion.
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