The Pepper Money Blog
Our latest blog posts from Pepper Money
How has COVID-19 impacted underwriting?
In any fast-moving situation, there is always likely to be a degree of speculation and misinformation. So, given that few events have escalated as quickly as COVID-19, it’s unsurprising that there has been so much conjecture as to the impact it will have on different areas of our lives.
Read more »Debt Management Plans explained
A Debt Management Plan (DMP) is a non-binding agreement between an individual and their creditors to repay debts. It is typically used when a borrower can only afford to pay creditors less than their contractual repayments.
Read more »Mortgage Payment holidays’ could leave customers’ with extra baggage
Shortly after the government announcements in March, Pepper Money started offering struggling homeowners payment holidays as a form of immediate financial support.
Read more »Pepper Money launches Pepper Light Mortgage Range
Pepper Money has launched a Pepper Light mortgage range and made changes to other products in response to broker demand.
Read more »Secured loan for home improvement
We look at how a secured home improvement loan compares to other finance options.
Read more »Pepper Money enter limited company buy-to-let market in range overhaul
Pepper Money has overhauled its entire range with a number of enhancements and new products, including the launch of limited company buy-to-let products.
Read more »Adverse credit mortgage cases
Your clients may have more unsecured debt today than they ever had in the past.
Read more »Getting a mortgage with late payments on credit report
Your clients have more unsecured debt than they ever have in the past. Analysis by the TUC earlier this year found that household debt rose sharply in 2019, with average unsecured debt per household rising to £14,540 in the third quarter of 2019, which an increase of £430 on a year earlier.
Read more »Self-employed mortgage lenders
Is there really any reason why your clients should be worried about having their mortgage application rejected just because they are self-employed? Do some lenders really make it difficult for these applicants to get a mortgage, or remortgage on their existing property?
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