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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

Blog

Side hustles to salaries: Seeing the full financial picture

There’s growing demand for lenders to be more flexible in assessing applicants’ earnings. See how Pepper can help those with multiple income streams to secure a mortgage.

July 2, 2026

Blog

From turnover to opportunity: Supporting business owners

Self-employment is becoming the norm, but many potential homeowners are declined by the high street due to their income structure. Find out how Pepper can support your self-employed customers.

July 2, 2026

Blog

Smaller deposits, bigger opportunities: The power of Shared Ownership

First-time buyers often face barriers to homeownership, namely the size of the deposit. Discover how Shared Ownership can help your customers with smaller-than-average deposits.

July 2, 2026

Blog

Just-Off-High-Street borrowers: Why they matter more than ever

In our upcoming series, we’ll break down a different customer scenario, including why a lender may have declined them and how Pepper can support brokers and their customers.

July 2, 2026

Buy To Let Mortgage Advisers expect no decrease in purchases after Stamp Duty Land Tax holiday ends - Pepper Money

Blog

Understanding stamp duty and buy to let

Read about the latest buy to let stamp duty rates and rules. Learn how to calculate your property investment taxes and check your refund eligibility today.

June 20, 2026

self employed mortgage criteria

Blog

How to get a mortgage when you’re self employed

Can you get a mortgage if you’re self-employed? Our guide covers everything from checking affordability to the documents you’ll need for your application.

June 20, 2026

Blog

Right to buy mortgages: can I buy my council home?

Buying your council home is a big step. We can often use your discount as a deposit, even with bad credit. Talk to us today to see how we can help you.

June 20, 2026

what is a shared ownership mortgage

Blog

Shared ownership and equity mortgages

Thinking about shared ownership or an equity mortgage? We’re here to help you understand the difference so you can find the right path to your new home.

June 20, 2026

mortgage payment holidays could leave customers with extra baggage

Blog

Can I get a mortgage with payday loans?

Concerned about how payday loans affect your mortgage application? Read more on how specialist lenders look at the context of your credit history.

June 20, 2026

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