Your guide to mortgage products
We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders.
OUR RANGE
How we help you succeed
We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders.
By being easy to work with
Enjoy direct access to a decision maker. Clear, timely communication. And smoother case managment thanks to our online portals.
By taking a human approach to decision-making
WHAT WE OFFER
Residential Mortgages
Our product range is secured around your customers most recent financial event including CCJs and defaults.
Second Charge Mortgages
We will help you find the right second charge mortgage deal for your customer based on their individual circumstances.
First Homes Mortgages
First Homes is a government scheme that provides Hopeful Homeowners the option to purchase a new build home.
Right to Buy Mortgages
We understand real-life happens and blips should not prevent ambitious Hopeful Homeowners from buying a home.
Help to Buy Mortgages
We’re here to help your customers take their first steps on the property ladder with out Help to Buy range.
Shared Ownership Mortgages
Our Shared Ownership Mortgage products can help your customers to buy a share of a new build property.
Need help with your mortgage case?
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.
ARTICLES & BLOGS
A little further reading
If you’d like to dig deeper, read our articles and blogs for the best Homeowner Loan content and insight.
Are Brits hiding financial secrets from their partners?
One dentist to every 600 children: How NHS dentist shortages are pushing parents into debt
What is an early repayment charge?
How to put a second charge mortgage on a property
Garage conversion ideas and costs
Reflecting on a year of challenge and opportunity – looking forward with optimism
RESOURCES
Broker toolkit and guides
Our Broker Toolkit has all the information you need for Products, Calculators and Guides