| Product Details | |
|---|---|
| Initial Rate | 6.44% |
| LTV | 85% |
| Incentive | Free Legals |
| Free Valuation | Yes |
| Rate Term | 5 Years |
| Rate Type | Fixed |
| Comp Fee | £0 |
| Reversion Rate | 4.40% |
| Product Code | R55219 |
| ERC | 4%,4%,3%,3%,2% |
Application fee = £150
*For Free Valuation products: One free standard valuation for properties valued up to £500,000.
All standard Residential Remortgages come with either £350 Cashback or Free Legals as standard
Pepper Flex For more ‘yes’ decisions. Customers who are just outside of our standard criteria can pay an additional Flex completion fee of between £1,000 and £2,500.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |