| Product Details | |
|---|---|
| Initial Rate | 5.79% |
| LTV | 70% |
| LSV | 95% |
| Free Valuation | No |
| Rate Term | 5 Years |
| Rate Type | Fixed |
| Product Fee | £250 |
| Reversion Rate | 3.75% |
| Product Code | FH50037 |
| ERC | 4%,4%,3%,3%,2% |
Application fee = £150
*For Free Valuation products: One free standard valuation for properties valued up to £500,000.
Pepper Flex For more ‘yes’ decisions. Customers who are just outside of our standard criteria can pay an additional Flex completion fee of between £1,000 and £2,500.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |