| Product Details | |
|---|---|
| Initial Rate | 6.04% |
| EPC Ratings Accepted | EPC A-C |
| LTV | 75% |
| Free Valuation | No |
| Rate Term | 2 Years |
| Rate Type | Fixed |
| Comp Fee | 2% |
| Rental Calc | 8.75% |
| Reversion Rate | 4.25% |
| Product Code | IH20004 |
| ERC | 3%,2% |
Application fee = £150
**Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |