Our latest blog posts from Pepper Money

The number of CCJs registered against consumers in England and Wales fell in 2018 compared to the previous year. There were, however, still more than 1.1 million CCJs registered last year alone, according to Registry Trust.

The average house price in England has risen by 173% since 1997. This is according to research by the Institute for Fiscal Studies (IFS) which also found that incomes of young adults have also increased, but by just 19%.

Does your client have a less than perfect financial past? There’s good news, they can still get a mortgage.

Accessing credit today has never been easier for borrowers. It is ingrained into our daily lives, whether that’s phone contracts, insurance, spreading the cost of household goods and the list goes on.

There are many reasons why your clients might not fit the criteria of a typical high street lender, and a cash flow crisis is just one of those.

When you apply for a rate promoted by a high street lender, you could end up getting offered something more expensive. This is usually the case when a client doesn’t meet the required credit score for a cheaper product.

A report by debt charity and Debt Management Plan (DMP) provider, StepChange, stated that 635,091 new clients contacted them for help with debt between January and December 2019.