FINANCIAL WELLBEING HUB

Your path to financial wellness

Pepper Money Financial Wellbeing

FINANCIAL WELLBEING

Introducing our Pepper Financial Wellbeing Hub

At Pepper Money, we recognise that life’s financial challenges can come unexpectedly and navigating them can often feel overwhelming.

That’s why we’ve developed the Pepper Financial Wellbeing Hub – a dedicated space designed to offer you the tools, advice, and resources you need to make confident, informed financial decisions. Whether you’re looking to better manage your budget, explore mortgage options, or seek guidance on managing debt, our hub provides a wealth of knowledge to guide you every step of the way.

FINANCIAL WELLBEING TOPICS

Our hub offers simple, easy-to-understand articles

Including videos and interactive tools tailored to your unique financial journey. With content focused on key life events such as relationship changes, bereavement, and unforeseen expenses, we’re committed to helping you build financial confidence. No matter your situation, Pepper Money is here to support you with empathy, clarity, and practical solutions for your financial wellbeing.

No matter your situation, Pepper Money is here to support you with empathy, clarity, and practical solutions for your financial wellbeing.

Pepper Money Savings

Budgeting

How to make a budget, and stick to it

Visit Budgeting
Pepper Money Credit Scoring

Credit Scoring

How your credit score affects your borrowing
View Credit Scoring
Life Events

Life Events

Bereavement or Relationship Breakdown

Visit Life Events
Pepper Money Interest Rates

Interest Rate Changes

Interest rates and your mortgage; what you need to know
Find out more
Pepper Money Priority Debt

Priority Debt

Debt Management; Priority vs non priority debt
Visit Priority Debt
Pepper Money Mortgage Management

Mortgage Market

Understanding the mortgage market and specialist lenders
Find out more

ARTICLES & BLOGS

A little further reading

If you’d like to dig deeper, read our articles and blogs for the best Homeowner Loan content and insight.

what is loan to value

What is loan to value?

What is loan-to-value (LTV)? Learn how LTV affects your mortgage, why it matters to lenders, and how to get the best rates based on your deposit size.
Read more
do first time buyers pay stamp duty

Do first-time buyers pay stamp duty?

Do first-time buyers have to pay stamp duty? Learn about the UK’s stamp duty rules, exemptions, and how much you might need to pay when buying your first home.
Read more
how to get a mortgage as a first time buyer

How to get a mortgage as a first-time buyer?

Buying your first home? This step-by-step guide walks you through the entire mortgage process, from saving a deposit to getting approved and securing your home.
Read more
what are mortgage interest rates if you are self employed

What are mortgage interest rates if you are self-employed?

What are mortgage interest rates if you're self-employed? Learn how lenders assess self-employed applicants, factors affecting rates, and tips to secure the best deal.
Read more
how do I calculate loan to value

How do I calculate loan to value?

Wondering how to calculate loan-to-value (LTV)? Learn the simple formula, why LTV matters for mortgages, and how it affects interest rates and borrowing options.
Read more
can you use gifted money for a house deposit

Can you use gifted money for a house deposit?

Can you use gifted money for a house deposit? Learn how mortgage lenders view gifted deposits, what proof is required, and potential tax implications.
Read more
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