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INVESTOR RELATIONS HUB

Supporting

investor understanding

INVESTOR RELATIONS

Everything you need to know, all in one place

Welcome to our Investor Relations Hub. A single location for you to access programme
documentation, investor reports, transaction overviews and contact information.

We’re here to help you throughout the fact-finding process – providing clear, timely, and comprehensive disclosure.
For more information, please contact one of the team:

Treasurer: Harpreet Chadha
Head of Private Financing: Matthew Nairne
Senior Manager Public Funding: Randika Vithanage

ABOUT PEPPER MONEY

A proven track record

Pepper Money is a specialist lender originating both First and Second Charge mortgages.
Originations are funded through five warehouse facilities, two forward flow agreements,
seed pool sales, and repeat RMBS transactions.

Our First Charge securitisation programme, Polaris, has issued multiple transactions to date – as has our Second Charge programme, Castell. Despite macroeconomic volatility, Pepper Money’s RMBS pools have demonstrated strong credit performance with low arrears and robust excess spread.

Our approach to underwriting and active portfolio management has ensured resilience and investor confidence. Our latest Issuance is Castell 2026-1, a £400m Second Charge securitisation that was oversubscribed by investors.

FIND OUT MORE

Some further reading

Funding & Capital Markets

Our mortgage
originations are supported
by a diversified
funding platform.

Deal Library

Including transaction
documents, monthly
investor reports,
loan level data and
cashflow modelling.

Funders

Find out more about our
current funders, who are
independent controllers.

News

Latest investor updates
and developments
from Pepper Money.

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