Residential Mortgage Products
We can help you place more specialist Residential mortgage customers. Whether they’re a first-time buyer with no credit history, a home mover with one year’s self-employed trading, or looking to remortgage to consolidate existing debts.
Unlike high street lenders, we don’t use credit scoring to make decisions or cascade applications once you’ve submitted. Instead, we value the story behind your customer’s numbers, helping you place more applications in the process.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments. However, there are several benefits of choosing Pepper Money for your Residential applications.
Updated : July 2021
Residential Product Rates & Criteria
LMR = 1.10%
Effective 21st September 2020
Working exclusively with brokers, we provide specialist Residential and Buy to Let mortgages to customers often overlooked by high street lenders. Leave your details below to stay updated on our latest news and products.
Our tool kit has all the information you need
Find out how much your customer could borrow
In just a few minutes you can see how much your customer could borrow. (Please note the results are indicative and should be used as a guide only.)