| Product Details | |
|---|---|
| Restriction | Remortgage only |
| Initial Rate | 7.69% |
| LTV | 85% |
| Incentive | Cashback |
| Free Valuation | No |
| Rate Term | 2 Years |
| Rate Type | Fixed |
| Comp Fee | £1495 |
| Reversion Rate | 4.70% |
| Product Code | RD21123 |
| ERC | 3%,2% |
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: |
For active DMPs or those satisfied in the last 12 months; see selected products in our Residential range. The following criteria applies:
|
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000.
Incentives All standard Residential Remortgages come with either £350 Cashback or Free Legals as standard
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.