Pepper48 Existing Customer - Remortgage Only
| Product Details | |
|---|---|
| Restriction | Remortgage only |
| Initial Rate | 6.44% |
| LTV | 85% |
| Incentive | Free Legals |
| Free Valuation | Yes |
| Rate Term | 2 Years |
| Rate Type | Fixed |
| Comp Fee | £0 |
| Reversion Rate | 4.40% |
| Product Code | RR20221 |
| ERC | 3%,2% |
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
One free standard valuation for properties valued up to £500,000, Free Legals available for existing Pepper customer products.
Pepper Flex Pepper Flex For more 'yes' decisions. Customers who are just outside of our standard criteria can pay an additional Flex completion fee of between £1,000 and £2,500.
Need help with your mortgage case?
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.