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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

Blog

Getting a Mortgage with a CCJ

A County Court Judgment (CCJ) doesn’t have to stop you from getting a mortgage – find out how to improve your chances of approval.

September 16, 2025

right to buy mortgages for bad credit

Blog

Right to Buy Mortgages for Bad Credit

Find out how the Right to Buy scheme works if you have bad credit, including eligibility, deposit requirements, and how specialist lenders can help.

September 16, 2025

how much is stamp duty on a second home

Blog

How much is stamp duty on a second home?

Buying a second home, buy-to-let, or holiday property? Learn about the stamp duty surcharge, higher rates and how to calculate the cost in 2025.

September 16, 2025

what is an offset mortgage

Blog

What is an offset mortgage?

An offset mortgage reduces the interest you pay by offsetting your mortgage against your savings. Learn how it works here.

September 12, 2025

can I port my mortgage to a cheaper property

Blog

Can I port my mortgage to a cheaper property?

Considering a move to a cheaper property? Learn how to port your mortgage and save money while ensuring a seamless transition to your new home.

September 12, 2025

what does a mortgage broker do

Blog

What does a mortgage broker do?

Mortgage brokers help to assess your finances, compare deals from different lenders, and guide you through the mortgage application process.

September 11, 2025

can I get a mortgage on benefits

Blog

Can you get a mortgage on benefits?

Yes, you can get a mortgage on benefits. Discover which benefits count as income, lender requirements, and tips to improve your chances of approval.

September 11, 2025

do you need life insurance for a mortgage

Blog

Do you need life insurance for a mortgage?

Discover whether life insurance is required for a mortgage, the benefits it provides, and what options to consider when protecting your home.

September 10, 2025

how long does a mortgage in principle last

Blog

How long does a mortgage in principle last?

A mortgage in principle typically remains valid for 30–90 days. Find out what affects its duration to keep your homebuying plans on track.

September 10, 2025

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