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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

Blog

Beyond the credit score: creating opportunities for aspiring homeowners

Millions of people have experienced adverse credit, but that doesn’t mean homeownership is out of reach. See how Pepper looks at the full picture.

July 21, 2026

Blog

Interest-only mortgages: helping customers stay in the home they love for longer

Staying in the family home for longer may be more achievable than customers think. Explore how Pepper’s flexible approach to interest-only mortgages could help.

July 20, 2026

Blog

Buying a first home with a 5% deposit in 2026

Learn how to buy your first home with a 5% deposit in 2026, including schemes, lender requirements, and affordability tips.

July 17, 2026

Blog

9 ways to improve your EPC rating

Boost your property’s EPC rating with practical tips to improve energy efficiency, reduce costs, and meet landlord compliance rules.

July 17, 2026

Blog

Can you get a mortgage with one year’s accounts?

Find out if you can secure a mortgage with just one year’s accounts, including lender criteria and tips for self-employed applicants.

July 17, 2026

Blog

Side hustles to salaries: Seeing the full financial picture

There’s growing demand for lenders to be more flexible in assessing applicants’ earnings. See how Pepper can help those with multiple income streams to secure a mortgage.

July 2, 2026

Blog

From turnover to opportunity: Supporting business owners

Self-employment is becoming the norm, but many potential homeowners are declined by the high street due to their income structure. Find out how Pepper can support your self-employed customers.

July 2, 2026

Blog

Smaller deposits, bigger opportunities: The power of Shared Ownership

First-time buyers often face barriers to homeownership, namely the size of the deposit. Discover how Shared Ownership can help your customers with smaller-than-average deposits.

July 2, 2026

Blog

Just-Off-High-Street borrowers: Why they matter more than ever

In our upcoming series, we’ll break down a different customer scenario, including why a lender may have declined them and how Pepper can support brokers and their customers.

July 2, 2026

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