The Pepper Money Blog
Our latest blog posts from Pepper Money
How long does it take to get a mortgage?
Want to know how long it takes to get a mortgage? Our guide outlines the process from application to approval and what could speed it up or slow it down.
Read more »Can you be refused the Right to Buy?
Right to Buy can be refused in certain situations. Learn why, what might stop your application, and what you can do if your request is declined.
Read more »What happens if you miss a mortgage payment?
Missed a mortgage payment? Find out how it might affect your credit score, and what steps to take to avoid repossession or arrears.
Read more »Do mortgage brokers get better rates?
Are you wondering if mortgage brokers get better rates than banks? Find out how they work, what they offer, and if they can save you money.
Read more »How does mortgage redemption work?
Wondering how mortgage redemption works? Learn what it means to redeem your mortgage, how to calculate redemption figures, and what fees you might face.
Read more »10 mortgage myths busted
Think you need a big deposit or perfect credit to get a mortgage? We debunk 10 mortgage myths setting the facts straight for home buyers.
Read more »What is the maximum discount on Right to Buy?
Understand the maximum Right to Buy discount available in 2025 and how it’s calculated. See what you could save and how to fund your mortgage.
Read more »What affects house prices in the UK?
Discover what influences house prices in the UK including market trends, location, and the economy. Understand the factors affecting property values.
Read more »What is loan to value?
What is loan-to-value (LTV)? Learn how LTV affects your mortgage, why it matters to lenders, and how to get the best rates based on your deposit size.
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