The Pepper Money Blog
Our latest blog posts from Pepper Money
House Deposit Struggles: The Regions That Take the Longest to Save
With house prices rising faster than wages in many parts of the UK, getting together a deposit has never been more challenging.
Read more »Getting a Mortgage with a CCJ
A County Court Judgment (CCJ) doesn’t have to stop you from getting a mortgage – find out how to improve your chances of approval.
Read more »Right to Buy Mortgages for Bad Credit
Find out how the Right to Buy scheme works if you have bad credit, including eligibility, deposit requirements, and how specialist lenders can help.
Read more »How much is stamp duty on a second home?
Buying a second home, buy-to-let, or holiday property? Learn about the stamp duty surcharge, higher rates and how to calculate the cost in 2025.
Read more »What is an offset mortgage?
An offset mortgage reduces the interest you pay by offsetting your mortgage against your savings. Learn how it works here.
Read more »Can I port my mortgage to a cheaper property?
Considering a move to a cheaper property? Learn how to port your mortgage and save money while ensuring a seamless transition to your new home.
Read more »What does a mortgage broker do?
Mortgage brokers help to assess your finances, compare deals from different lenders, and guide you through the mortgage application process.
Read more »Can you get a mortgage on benefits?
Yes, you can get a mortgage on benefits. Discover which benefits count as income, lender requirements, and tips to improve your chances of approval.
Read more »Do you need life insurance for a mortgage?
Discover whether life insurance is required for a mortgage, the benefits it provides, and what options to consider when protecting your home.
Read more »