The Pepper Money Blog
Our latest blog posts from Pepper Money
Blog
How long does a mortgage in principle last?
A mortgage in principle typically remains valid for 30–90 days. Find out what affects its duration to keep your homebuying plans on track.
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Blog How long does it take to get a mortgage offer?
Find out how long it takes to get a mortgage offer, the steps involved, and tips to speed up the process.
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Blog How to show proof of income for a self-employed mortgage
Understand how to show proof of income as a self-employed mortgage applicant, from tax returns to SA302s and accountant references.
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Blog Self-employed mortgage criteria
Explore the key mortgage criteria for self-employed applicants, including income proof, credit history, and trading history.
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Blog Do you pay stamp duty on shared ownership?
See when and how stamp duty applies to shared ownership homes, including options to pay upfront or in stages.
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Blog Can you rent out a shared ownership property?
Explore the rules and restrictions around renting out your shared ownership home, and when permission might be granted.
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Blog What is a shared ownership mortgage?
Understand how shared ownership mortgages work, how to apply, and whether it’s the right path to homeownership for you.
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Blog Will I be accepted for shared ownership?
Find out if you’re eligible for a shared ownership scheme, including income limits, deposit requirements, and credit checks.
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Blog What is a good loan-to-value ratio?
Discover what’s considered a good loan to value (LTV) ratio, how it impacts mortgage rates, and how to improve yours for better deals.
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