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Second Charge Mortgage Products
MORTGAGES
What We're About
Realising their ambitions. And yours
Pepper Money is a leading second charge mortgage provider for homeowners in England, Wales and Scotland. Whether your customer is looking to consolidate debt or fund home improvements we offer competitive fixed, discounted and variable rate products.
We understand that brokers have a range of different needs – because your customers do, too. These clients may want to take the next step in their homeowning journey – or move on from a difficult financial situation. You want to give them the best service, in the most efficient and profitable ways.
We’re here to help you both fulfil your ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise you can rely on.
After all, when you keep an open mind and listen to people, everyone succeeds.
OUR BDMs
How we can help you
Pepper Money could offer your client a second charge mortgage of any amount from £5,000 to £1,000,000.
We offer competitive fixed, discounted and variable rate products.
The actual rate we offer will depend on your clients individual and personal circumstances.
We can offer a repayment term of 3 to 30 years subject to your individual circumstances and credit checks.
OUR PARTNERS
Building lasting relationships
Our dedicated team work with a range of approved specialist partners to offer second charge mortgages to customers. We are always interested in building new partnerships and we pride ourselves on the lasting relationships we build with our broker intermediaries.
Need help with your mortgage case?
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.
OUR BDMs
Lending criteria at a glance
Market leading lender
The majority of cases will not require valuation
No matrix - each customers product is based on their individual circumstances
Flexible approach to underwriting
Ability to overpay without penalties
Referrals
If a case falls outside our standard criteria we may still be able to help.