News
Latest news from Pepper Money
Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.
Pepper Money cuts mortgage rates by up to 117bps for customers with recent credit challenges
Pepper Money has reduced residential mortgage rates by up to 117 basis points, giving customers with recent credit challenges access to more competitive pricing.
Pepper Money increases concessionary purchase LTV to 85%
Pepper Money has increased the maximum loan-to-value (LTV) available on concessionary purchases from 75% to 85% of the property’s full market value.
Pepper Money extends mortgage terms to 40 years across Affordable Homeownership Schemes
Pepper Money has increased the maximum mortgage term for its Affordable Homeownership Schemes from 35 to 40 years.
Nearly half of Scots with adverse credit see a mortgage broker as essential when buying a home, Pepper Money research finds
Almost half (46%) of Scots with adverse credit who are planning to buy a home within the next 18 months see a mortgage broker as essential to getting a mortgage, according to new research from specialist mortgage lender Pepper Money.
More than half of young Scots say the cost of living has derailed their homeownership plans, new Pepper Money research reveals
More than half (54%) of Scottish adults aged 18 to 34 say the rising cost of living is having the biggest impact on their ability to buy a home, according to new research from Pepper Money.
55% of Scots with complex income fear they will never own a home, Pepper Money research reveals
More than half (55%) of Scottish adults with complex income who do not own their own home fear they may never get on the property ladder, highlighting the need for specialist lending solutions as borrowers navigate a mortgage market that does not always reflect the way people earn today.
Almost half of Scots believe they will never own a home, new Pepper Money research reveals
New research from Pepper Money reveals that almost half (47%) of Scottish adults who do not own their own home believe they will never be able to.
Pepper Money launches new five-year buy-to-let range with 2% fee
Pepper Money has launched a new five-year fixed buy-to-let (BTL) product range featuring a 2% product fee, with rates starting from 5.70%.
Pepper Money cuts rates across Residential and Buy to Let ranges
Pepper Money has reduced rates across its Residential and Buy to Let ranges, giving brokers more competitive options to support customers whose circumstances may require a more flexible approach than the high street can offer.