A valuation of your property may be required, depending on the value of your property, the amount of the advance and your personal circumstances.

The responsibility for ensuring the valuation is carried out, and for paying the cost of it, will fall to either you, your mortgage adviser or Pepper Money. Where a valuation fee is paid by us, some of our products will reflect this in the total cost of the loan. Where you are responsible for the cost of the valuation your illustration will show that cost.