Our products are designed to suit people in interesting situations: people who have a complex income, a young credit history, experienced previous financial difficulties, accidentally missed payments, or are recently self-employed.
Find the products and information you need quickly and easily:
Flexible criteria for those interesting cases - clients who are self-employed with just 1 years trading or have had CCJs or defaults from over 6 months ago
A competitive product range - we believe an interesting case doesn't have to mean a high rate
Direct access and support - our underwriters and team of regional and telephone BDMs are only a phone call away
Industry insights, articles and case studies - because we know we can do more than offer your client great mortgages
We've been on a mission to find out what 'adverse credit' means to borrowers and to you. See what this 1.26m strong market really looks like.
Download our Adverse Credit Study for the full debrief.
Defaults and CCJs shouldn't get between your client and their mortgage. Our range of Pepper 6-24 products includes:
All applications are subject to our lending criteria and full underwrite.
