Interesting case?
We're interested.

Our products are designed to suit people in interesting situations: people who have a complex income, a young credit history, experienced previous financial difficulties, accidentally missed payments, or are recently self-employed. 

Find the products and information you need quickly and easily:

What do you get from Pepper Money?

Adverse Credit Study

We've been on a mission to find out what 'adverse credit' means to borrowers and to you. See what this 1.26m strong market really looks like.

  • 93% of people surveyed with adverse credit in the last 3 years don't know that it is possible to get a mortgage with a CCJ registered as recently as 6 months ago
  • 48% of those who have experienced adverse credit in the last 3 years say their mental health has suffered as a result

Download our Adverse Credit Study for the full debrief.

Mission: Possible

Defaults and CCJs shouldn't get between your client and their mortgage. Our range of Pepper 6-24 products includes: 

  • Zero completion fee options
  • Flexible criteria for multiple CCJs
  • No pound value limit for CCJs, and they don't need to be satisfied

All applications are subject to our lending criteria and full underwrite.

Here's just a selection of articles from our Knowledge Centre

Alt - Myth busting the specialist lending market
Alt - Debt Management Plans FAQs