Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- February 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co BTL
Product Code: L51438
Pepper48 Light Ltd Co BTL
Product Code: L51440
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L51435
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L51443
Pepper48 Light Ltd Co BTL
Product Code: L20557
Pepper48 Light Ltd Co BTL
Product Code: L20560
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L20563
Pepper48 Light Ltd Co BTL
Product Code: L51439
Pepper48 Light Ltd Co BTL
Product Code: L51441
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L51436
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L51444
Pepper48 Light Ltd Co BTL
Product Code: L20558
Pepper48 Light Ltd Co BTL
Product Code: L20561
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L20564
Pepper48 Light Ltd Co BTL
Product Code: L51442
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L51437
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L51445
Pepper48 Light Ltd Co BTL
Product Code: L20559
Pepper48 Light Ltd Co BTL
Product Code: L20562
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L20565
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L51449
Pepper48 Ltd Co BTL
Product Code: L51451
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L51446
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L51454
Pepper48 Ltd Co BTL
Product Code: L20566
Pepper48 Ltd Co BTL
Product Code: L20569
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L20572
Pepper48 Ltd Co BTL
Product Code: L51450
Pepper48 Ltd Co BTL
Product Code: L51452
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L51447
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L51455
Pepper48 Ltd Co BTL
Product Code: L20567
Pepper48 Ltd Co BTL
Product Code: L20570
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L20573
Pepper48 Ltd Co BTL
Product Code: L51453
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L51448
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L51456
Pepper48 Ltd Co BTL
Product Code: L20568
Pepper48 Ltd Co BTL
Product Code: L20571
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L20574
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co BTL
Product Code: L51484
Pepper36 Light Ltd Co BTL
Product Code: L51486
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L51481
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L51489
Pepper36 Light Ltd Co BTL
Product Code: L20589
Pepper36 Light Ltd Co BTL
Product Code: L20592
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L20595
Pepper36 Light Ltd Co BTL
Product Code: L51485
Pepper36 Light Ltd Co BTL
Product Code: L51487
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L51482
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L51490
Pepper36 Light Ltd Co BTL
Product Code: L20590
Pepper36 Light Ltd Co BTL
Product Code: L20593
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L20596
Pepper36 Light Ltd Co BTL
Product Code: L51488
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L51483
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L51491
Pepper36 Light Ltd Co BTL
Product Code: L20591
Pepper36 Light Ltd Co BTL
Product Code: L20594
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L20597
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L51495
Pepper36 Ltd Co BTL
Product Code: L51497
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L51492
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L51500
Pepper36 Ltd Co BTL
Product Code: L20598
Pepper36 Ltd Co BTL
Product Code: L20601
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L20604
Pepper36 Ltd Co BTL
Product Code: L51496
Pepper36 Ltd Co BTL
Product Code: L51498
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L51493
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L51501
Pepper36 Ltd Co BTL
Product Code: L20599
Pepper36 Ltd Co BTL
Product Code: L20602
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L20605
Pepper36 Ltd Co BTL
Product Code: L51499
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L51494
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L51502
Pepper36 Ltd Co BTL
Product Code: L20600
Pepper36 Ltd Co BTL
Product Code: L20603
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L20606
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co BTL
Product Code: L51529
Pepper24 Light Ltd Co BTL
Product Code: L51531
Pepper24 Light Ltd Co BTL
Product Code: L51527
Pepper24 Light Ltd Co BTL
Product Code: L51533
Pepper24 Light Ltd Co BTL
Product Code: L20621
Pepper24 Light Ltd Co BTL
Product Code: L20623
Pepper24 Light Ltd Co BTL
Product Code: L20625
Pepper24 Light Ltd Co BTL
Product Code: L51530
Pepper24 Light Ltd Co BTL
Product Code: L51532
Pepper24 Light Ltd Co BTL
Product Code: L51528
Pepper24 Light Ltd Co BTL
Product Code: L51534
Pepper24 Light Ltd Co BTL
Product Code: L20622
Pepper24 Light Ltd Co BTL
Product Code: L20624
Pepper24 Light Ltd Co BTL
Product Code: L20626
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L51537
Pepper24 Ltd Co BTL
Product Code: L51539
Pepper24 Ltd Co BTL
Product Code: L51535
Pepper24 Ltd Co BTL
Product Code: L51541
Pepper24 Ltd Co BTL
Product Code: L20627
Pepper24 Ltd Co BTL
Product Code: L20629
Pepper24 Ltd Co BTL
Product Code: L20631
Pepper24 Ltd Co BTL
Product Code: L51538
Pepper24 Ltd Co BTL
Product Code: L51540
Pepper24 Ltd Co BTL
Product Code: L51536
Pepper24 Ltd Co BTL
Product Code: L51542
Pepper24 Ltd Co BTL
Product Code: L20628
Pepper24 Ltd Co BTL
Product Code: L20630
Pepper24 Ltd Co BTL
Product Code: L20632
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co BTL
Product Code: L51551
Pepper18 Light Ltd Co BTL
Product Code: L51553
Pepper18 Light Ltd Co BTL
Product Code: L51557
Pepper18 Light Ltd Co BTL
Product Code: L51555
Pepper18 Light Ltd Co BTL
Product Code: L20639
Pepper18 Light Ltd Co BTL
Product Code: L20641
Pepper18 Light Ltd Co BTL
Product Code: L20643
Pepper18 Light Ltd Co BTL
Product Code: L51552
Pepper18 Light Ltd Co BTL
Product Code: L51554
Pepper18 Light Ltd Co BTL
Product Code: L51558
Pepper18 Light Ltd Co BTL
Product Code: L51556
Pepper18 Light Ltd Co BTL
Product Code: L20640
Pepper18 Light Ltd Co BTL
Product Code: L20642
Pepper18 Light Ltd Co BTL
Product Code: L20644
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L51559
Pepper18 Ltd Co BTL
Product Code: L51561
Pepper18 Ltd Co BTL
Product Code: L51565
Pepper18 Ltd Co BTL
Product Code: L51563
Pepper18 Ltd Co BTL
Product Code: L20645
Pepper18 Ltd Co BTL
Product Code: L20647
Pepper18 Ltd Co BTL
Product Code: L20649
Pepper18 Ltd Co BTL
Product Code: L51560
Pepper18 Ltd Co BTL
Product Code: L51562
Pepper18 Ltd Co BTL
Product Code: L51566
Pepper18 Ltd Co BTL
Product Code: L51564
Pepper18 Ltd Co BTL
Product Code: L20646
Pepper18 Ltd Co BTL
Product Code: L20648
Pepper18 Ltd Co BTL
Product Code: L20650
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co BTL
Product Code: L51575
Pepper12 Light Ltd Co BTL
Product Code: L51577
Pepper12 Light Ltd Co BTL
Product Code: L51581
Pepper12 Light Ltd Co BTL
Product Code: L51579
Pepper12 Light Ltd Co BTL
Product Code: L20659
Pepper12 Light Ltd Co BTL
Product Code: L20661
Pepper12 Light Ltd Co BTL
Product Code: L20657
Pepper12 Light Ltd Co BTL
Product Code: L51576
Pepper12 Light Ltd Co BTL
Product Code: L51578
Pepper12 Light Ltd Co BTL
Product Code: L51582
Pepper12 Light Ltd Co BTL
Product Code: L51580
Pepper12 Light Ltd Co BTL
Product Code: L20660
Pepper12 Light Ltd Co BTL
Product Code: L20662
Pepper12 Light Ltd Co BTL
Product Code: L20658
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L51583
Pepper12 Ltd Co BTL
Product Code: L51585
Pepper12 Ltd Co BTL
Product Code: L51589
Pepper12 Ltd Co BTL
Product Code: L51587
Pepper12 Ltd Co BTL
Product Code: L20665
Pepper12 Ltd Co BTL
Product Code: L20667
Pepper12 Ltd Co BTL
Product Code: L20663
Pepper12 Ltd Co BTL
Product Code: L51584
Pepper12 Ltd Co BTL
Product Code: L51586
Pepper12 Ltd Co BTL
Product Code: L51590
Pepper12 Ltd Co BTL
Product Code: L51588
Pepper12 Ltd Co BTL
Product Code: L20666
Pepper12 Ltd Co BTL
Product Code: L20668
Pepper12 Ltd Co BTL
Product Code: L20664
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co HMO
Product Code: LH50233
Pepper48 Light Ltd Co HMO
Product Code: LH50234
Pepper48 Light Ltd Co HMO
Product Code: LH50231
Pepper48 Light Ltd Co HMO
Product Code: LH50229
Pepper48 Light Ltd Co HMO
Product Code: LH20187
Pepper48 Light Ltd Co HMO
Product Code: LH20189
Pepper48 Light Ltd Co HMO
Product Code: LH20185
Pepper48 Light Ltd Co HMO
Product Code: LH50235
Pepper48 Light Ltd Co HMO
Product Code: LH50232
Pepper48 Light Ltd Co HMO
Product Code: LH50230
Pepper48 Light Ltd Co HMO
Product Code: LH20188
Pepper48 Light Ltd Co HMO
Product Code: LH20190
Pepper48 Light Ltd Co HMO
Product Code: LH20186
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co HMO
Product Code: LH50240
Pepper48 Ltd Co HMO
Product Code: LH50241
Pepper48 Ltd Co HMO
Product Code: LH50238
Pepper48 Ltd Co HMO
Product Code: LH50236
Pepper48 Ltd Co HMO
Product Code: LH20193
Pepper48 Ltd Co HMO
Product Code: LH20195
Pepper48 Ltd Co HMO
Product Code: LH20191
Pepper48 Ltd Co HMO
Product Code: LH50242
Pepper48 Ltd Co HMO
Product Code: LH50239
Pepper48 Ltd Co HMO
Product Code: LH50237
Pepper48 Ltd Co HMO
Product Code: LH20194
Pepper48 Ltd Co HMO
Product Code: LH20196
Pepper48 Ltd Co HMO
Product Code: LH20192
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co HMO
Product Code: LH50247
Pepper36 Light Ltd Co HMO
Product Code: LH50248
Pepper36 Light Ltd Co HMO
Product Code: LH50245
Pepper36 Light Ltd Co HMO
Product Code: LH50243
Pepper36 Light Ltd Co HMO
Product Code: LH20199
Pepper36 Light Ltd Co HMO
Product Code: LH20201
Pepper36 Light Ltd Co HMO
Product Code: LH20197
Pepper36 Light Ltd Co HMO
Product Code: LH50249
Pepper36 Light Ltd Co HMO
Product Code: LH50246
Pepper36 Light Ltd Co HMO
Product Code: LH50244
Pepper36 Light Ltd Co HMO
Product Code: LH20200
Pepper36 Light Ltd Co HMO
Product Code: LH20202
Pepper36 Light Ltd Co HMO
Product Code: LH20198
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co HMO
Product Code: LH50254
Pepper36 Ltd Co HMO
Product Code: LH50255
Pepper36 Ltd Co HMO
Product Code: LH50252
Pepper36 Ltd Co HMO
Product Code: LH50250
Pepper36 Ltd Co HMO
Product Code: LH20205
Pepper36 Ltd Co HMO
Product Code: LH20207
Pepper36 Ltd Co HMO
Product Code: LH20203
Pepper36 Ltd Co HMO
Product Code: LH50256
Pepper36 Ltd Co HMO
Product Code: LH50253
Pepper36 Ltd Co HMO
Product Code: LH50251
Pepper36 Ltd Co HMO
Product Code: LH20206
Pepper36 Ltd Co HMO
Product Code: LH20208
Pepper36 Ltd Co HMO
Product Code: LH20204
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co HMO
Product Code: LH50261
Pepper24 Light Ltd Co HMO
Product Code: LH50262
Pepper24 Light Ltd Co HMO
Product Code: LH50259
Pepper24 Light Ltd Co HMO
Product Code: LH50257
Pepper24 Light Ltd Co HMO
Product Code: LH20211
Pepper24 Light Ltd Co HMO
Product Code: LH20213
Pepper24 Light Ltd Co HMO
Product Code: LH20209
Pepper24 Light Ltd Co HMO
Product Code: LH50263
Pepper24 Light Ltd Co HMO
Product Code: LH50260
Pepper24 Light Ltd Co HMO
Product Code: LH50258
Pepper24 Light Ltd Co HMO
Product Code: LH20212
Pepper24 Light Ltd Co HMO
Product Code: LH20214
Pepper24 Light Ltd Co HMO
Product Code: LH20210
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co HMO
Product Code: LH50268
Pepper24 Ltd Co HMO
Product Code: LH50269
Pepper24 Ltd Co HMO
Product Code: LH50266
Pepper24 Ltd Co HMO
Product Code: LH50264
Pepper24 Ltd Co HMO
Product Code: LH20217
Pepper24 Ltd Co HMO
Product Code: LH20219
Pepper24 Ltd Co HMO
Product Code: LH20215
Pepper24 Ltd Co HMO
Product Code: LH50270
Pepper24 Ltd Co HMO
Product Code: LH50267
Pepper24 Ltd Co HMO
Product Code: LH50265
Pepper24 Ltd Co HMO
Product Code: LH20218
Pepper24 Ltd Co HMO
Product Code: LH20220
Pepper24 Ltd Co HMO
Product Code: LH20216
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co HMO
Product Code: LH50275
Pepper18 Light Ltd Co HMO
Product Code: LH50276
Pepper18 Light Ltd Co HMO
Product Code: LH50273
Pepper18 Light Ltd Co HMO
Product Code: LH50271
Pepper18 Light Ltd Co HMO
Product Code: LH20223
Pepper18 Light Ltd Co HMO
Product Code: LH20225
Pepper18 Light Ltd Co HMO
Product Code: LH20221
Pepper18 Light Ltd Co HMO
Product Code: LH50277
Pepper18 Light Ltd Co HMO
Product Code: LH50274
Pepper18 Light Ltd Co HMO
Product Code: LH50272
Pepper18 Light Ltd Co HMO
Product Code: LH20224
Pepper18 Light Ltd Co HMO
Product Code: LH20226
Pepper18 Light Ltd Co HMO
Product Code: LH20222
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co HMO
Product Code: LH50282
Pepper18 Ltd Co HMO
Product Code: LH50283
Pepper18 Ltd Co HMO
Product Code: LH50280
Pepper18 Ltd Co HMO
Product Code: LH50278
Pepper18 Ltd Co HMO
Product Code: LH20229
Pepper18 Ltd Co HMO
Product Code: LH20231
Pepper18 Ltd Co HMO
Product Code: LH20227
Pepper18 Ltd Co HMO
Product Code: LH50284
Pepper18 Ltd Co HMO
Product Code: LH50281
Pepper18 Ltd Co HMO
Product Code: LH50279
Pepper18 Ltd Co HMO
Product Code: LH20230
Pepper18 Ltd Co HMO
Product Code: LH20232
Pepper18 Ltd Co HMO
Product Code: LH20228
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co HMO
Product Code: LH50289
Pepper12 Light Ltd Co HMO
Product Code: LH50290
Pepper12 Light Ltd Co HMO
Product Code: LH50287
Pepper12 Light Ltd Co HMO
Product Code: LH50285
Pepper12 Light Ltd Co HMO
Product Code: LH20235
Pepper12 Light Ltd Co HMO
Product Code: LH20237
Pepper12 Light Ltd Co HMO
Product Code: LH20233
Pepper12 Light Ltd Co HMO
Product Code: LH50291
Pepper12 Light Ltd Co HMO
Product Code: LH50288
Pepper12 Light Ltd Co HMO
Product Code: LH50286
Pepper12 Light Ltd Co HMO
Product Code: LH20236
Pepper12 Light Ltd Co HMO
Product Code: LH20238
Pepper12 Light Ltd Co HMO
Product Code: LH20234
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co HMO
Product Code: LH50296
Pepper12 Ltd Co HMO
Product Code: LH50297
Pepper12 Ltd Co HMO
Product Code: LH50294
Pepper12 Ltd Co HMO
Product Code: LH50292
Pepper12 Ltd Co HMO
Product Code: LH20241
Pepper12 Ltd Co HMO
Product Code: LH20243
Pepper12 Ltd Co HMO
Product Code: LH20239
Pepper12 Ltd Co HMO
Product Code: LH50298
Pepper12 Ltd Co HMO
Product Code: LH50295
Pepper12 Ltd Co HMO
Product Code: LH50293
Pepper12 Ltd Co HMO
Product Code: LH20242
Pepper12 Ltd Co HMO
Product Code: LH20244
Pepper12 Ltd Co HMO
Product Code: LH20240
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
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