This product is currently unavailable

We are not offering Buy to Let or Ltd Company Buy to Let Mortgage products at the moment.

Our mortgages

Limited Company Buy to Let Mortgage Products

The number of landlords operating within a Limited Company structure continues to increase, and our Limited Company Buy to Let range is here to help you and your customers. If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.

If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.

Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments. 

Property portfolio

Unlimited property portfolio size

Up to 80% LTV

Available up to 80% LTV including on our Pepper 60 range

Credit Scoring

Credit scoring isn't used to make lending decisions

Borrow more

125% of pay rate on 5 year fixed

Minimum income

Minimum Income of £15,000 or £25,000 for a First Time Landlord per application

Earned Income

Earned income accepted to age 85

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

Information

Mortgage Service Levels

Intermediary Mortgages

Working on DIP referrals received on:

28th November

Responding to application portal broker messages on:

28th November

Reviewing applications sent to our underwriters on:

28th November

Working on applications received on:

28th November

Currently reviewing valuations received on:

28th November

Answering calls in less than (average speed):

< 1 Minutes